As I sit here at my computer, I am considering whether or not I want to consolidate my student loans. It is the last day to do so before the interest rates go sky high. I don't know. It just seems strange to me to take out a loan to pay off several loans. I mean I feel as if one company now rules my life. Then I lose 5 1/2 years of economic hardship deferment time. If I go into the army they would no longer be able to pay off my loans for me. Then when I ask the guy questions about my concerns he says the same thing. "Yeah there is a lot of misinformation going around about loan consolidation." But he won't answer my questions. What does he gain from me if I consolidate? Commission? I'm the only student fool because I am going to pay the 8-10% interest on my loans rather than consolidate at 3%. My true friends who understand me know why I'm going to do this...well let me think about it a little longer. I guess I have until midnight.
My husband's new phobia: people jumping out at him from alleyways behind trees to kick his butt.
I'm not proud of this but I did this.
Shamefully I will not go further into this.
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